Show what you are buying
The address, current condition and contract details give a funding partner a starting point. Include what you know and flag what is still being checked.
Fix and flip loans in Oro Valley, Arizona
For an Oro Valley project, the purchase and improvements have to make sense against nearby completed homes. Share the address, work scope and planned resale so we can discuss the file with one lending partner.
See how the connection worksTell us about your project
Share what you know about the Oro Valley property. A submission is not a loan application or approval.
Request Received
We have your Oro Valley project details and will review them. Watch your phone and email for a response.
A closer look at Oro Valley
Oro Valley homes differ in age, lot and finish level. Use comparable sales that line up with the finished home rather than a broad Tucson-area average, and explain how the repair plan gets the property there.
Inspect the actual roof, cooling, drainage and other systems before finalizing the budget. An inquiry is not approval, and any offer comes from our lending partner in writing.
Funding conversations that begin with your plan
Asset-based fix and flip funding starts with the property, the proposed improvements and the exit plan rather than relying primarily on personal income. A lender may still review credit, experience and other borrower details. We connect investors with one lending partner rather than making lending decisions ourselves. The fix and flip vs hard money guide explains how this kind of funding compares to other options.
Explain the work
Share the repair scope and budget you have prepared. If inspections may change the plan, say so up front.
Make the resale case
Nearby comparable sales and your intended buyer help explain the project. No one can guarantee a resale price or an approval.
Fix and flip financing structures
Our program lists financing up to 100%, fast closings and same-day construction draws. The program sheet describes its fees as straightforward terms with no hidden fees. Ask for every charge in the written offer. Review the complete written offer for your property, including any closing or draw costs. These are our listed program terms, not approval or a guarantee of financing, closing speed or draw timing.
| Term | Structure 1 | Structure 2 |
|---|---|---|
| At closing | 0.5 point | 3 points |
| Monthly payment | 1.5% monthly interest-only payments | 1% monthly interest-only payments |
| Balloon | 6-month balloon | 6-month balloon |
| Optional extension | 6-month extension for 1 point, only if all payments have been made on time | 6-month extension for 3 points, only if all payments have been made on time |
Our lending partner serves Arizona. Eligibility, final costs and timing depend on its review and written loan documents. See how to compare loan costs.
How the connection works
The process is the same in every city we serve: send the project, discuss the details, then review any terms a lender offers. The full sequence and the paperwork behind it are in our guide to how fix and flip funding works in Arizona, and the fix and flip vs hard money guide explains how this kind of funding compares.
Questions before you submit
Are you the lender?
No. Tucson Fix & Flip Loan connects investors with one lending partner. Our lending partner makes its own decisions and provides the actual terms.
What should I include about the project?
Start with the property address, purchase details, renovation plan, budget and intended resale. If a detail is still unknown, explain what you are checking.
What rates or loan amounts are available?
The two structures above are our listed program terms, not a loan offer. Our lending partner decides eligibility and final terms for each property. Review its written offer before deciding.
Does submitting a deal guarantee funding?
No. A submission starts a review and possible introduction. It does not guarantee a match, approval or a particular outcome.
Nearby service areas
Have a property in mind?
Tell us what you plan to buy and improve. We will review the details and discuss possible funding connections without promising a loan.
Submit your project